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Insurance

Medicare Dis-Advantage Buys Groceries – Healthcare Costs Extra

January 3, 2026December 24, 2025 by editor

The Grocery Card Advantage Medicare Advantage plans have expanded benefits in recent years to better address social determinants of health, including food insecurity and fixed household costs. Among the most … Read more

Categories Medicare Tags Government, Insurance, Mediare Dis-Advantage

Patient Develops Diabetes on Purpose to Qualify for GLP-1 Injections

January 3, 2026December 23, 2025 by editor

According to her insurance plan, the medication was fully covered when prescribed for diabetes but explicitly excluded when prescribed for weight loss, despite being the same drug, produced in the same factory, injected in the same way, but billed under a different code for an FDA-Approved condition.

Categories Trending Tags Costs, Insurance, Medication

PA Policy: Do Not Use Internal Records – Make Physician Start from Scratch

January 16, 2026December 23, 2025 by editor

Effective Date: ImmediatelyApplies To: Utilization Management, Prior Authorization, and All Parties Capable of Remembering Things 1. Purpose The Requester Integrity Standard (RIS-01) establishes uniform requirements for obtaining documentation during the … Read more

Categories Insurance Tags Insurance, Policy, Prior Authorization

How Healthcare Sanity Would Devastate America’s Most Fragile Luxury Workforces

January 3, 2026December 23, 2025 by editor

A Crisis Hidden in Plain Sight Policy reformers often discuss healthcare sanity as if it were an abstract good, something that simply happens once spreadsheets align and incentives behave. What … Read more

Categories Insurance Tags Costs, Insurance, PBM

The Great Reducer: How Drug Prices Fell So Far They Owed Us Money

January 16, 2026December 23, 2025 by editor

A Historic Announcement, Numerically Speaking WASHINGTON—Standing before a patriotic arrangement of flags, laminated charts, and a pie graph labeled “Winning,” President Donald Trump announced Monday that prescription drug prices are … Read more

Categories Government and Policy Tags 340B, Costs, Hospital, Insurance, PBM, Physician

Leaked Memo Reveals Why Insurers Talk “Access” and Never Costs

December 22, 2025 by editor

CONFIDENTIAL — INTERNAL DISTRIBUTION ONLYDO NOT FORWARD / DO NOT PRINT / DO NOT ACKNOWLEDGE From: Office of Strategic AlignmentTo: Public Relations, Government Affairs, Messaging, & Narrative IntegrityRe: Sustaining the … Read more

Categories Insurance Tags Costs, Insurance, memo

Insurers Quickly Lower Premiums after President Trump Asks “Nicely”

December 21, 2025December 19, 2025 by editor

WASHINGTON—Several major insurance companies announced voluntary price reductions Friday after learning that President Trump intended to ask them “nicely” to lower costs during a meeting scheduled for later this month. … Read more

Categories Insurance Tags Insurance, Premium, Trump

Insurance Knows Better: Downcodes Physician Visits with Guess-O-Meter™

December 20, 2025December 18, 2025 by editor

Insurers announced a new tool. They say it improves transparency, efficiency, and margins. They mostly say efficiency. It’s called the Guess-o-meter™. A proprietary system. No outside review. No explanation. The … Read more

Categories Insurance Tags Downcode, Guess-O-Meter, Insurance

Health Plans Decide to Reward the Most “Grateful” Drug

January 16, 2026December 18, 2025 by editor

WASHINGTON—Health insurers confirmed this week that prescription formularies are built using a disciplined, data-driven method known internally as “Who Brought the Biggest Rebate.” Executives described the process as neutral, objective, … Read more

Categories Insurance Tags Formulary, Insurance, PBM

Insurer Helps Patient Receive Better Med Price Without Insurance Policy

January 16, 2026December 18, 2025 by editor

WASHINGTON—Patients across the country are reporting significant savings on prescription medications after discovering a bold new cost-containment strategy: politely ignoring the insurance plan they pay for every month. “I ran … Read more

Categories Insurance Tags Formulary, Insurance, Medication
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