Terms of Use

Last updated: December 18, 2025

By accessing or using Coverage Pending (“the Site”), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

Purpose of the Site

Coverage Pending is a satirical publication. Content is provided for entertainment, parody, and commentary and should not be interpreted as factual reporting or professional advice.

No Professional Advice

Nothing on the Site constitutes medical, legal, financial, insurance, or other professional advice. You agree not to rely on any content for decisions related to health, treatment, coverage, billing, legal rights, or finances.

Intellectual Property

All content on Coverage Pending—including text, headlines, graphics, logos, and design elements—is owned by or licensed to Coverage Pending and is protected by applicable intellectual property laws.

You may:

  • Share links to content
  • Quote brief excerpts with attribution and a link to the original article

You may not:

  • Reproduce, republish, or distribute content in full without permission
  • Use content for commercial purposes without authorization

Use of Real Names and Entities

The Site may reference real people, companies, organizations, or public institutions for satirical or critical purposes. Such references do not imply factual assertions, endorsement, or actual conduct unless explicitly stated outside a satirical context.

User Conduct

You agree not to:

  • Use the Site for unlawful purposes
  • Attempt to disrupt or interfere with site functionality
  • Scrape, harvest, or misuse site content or user information
  • Submit false, misleading, or abusive communications

Third-Party Links

The Site may include links to third-party websites. Coverage Pending does not control or endorse external sites and is not responsible for their content, policies, or practices.

Disclaimer of Warranties

The Site and its content are provided “as is” and “as available.” Coverage Pending makes no warranties regarding accuracy, completeness, or reliability of content.

Limitation of Liability

To the fullest extent permitted by law, Coverage Pending shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of—or inability to use—the Site or reliance on its content.

Indemnification

You agree to indemnify and hold harmless Coverage Pending and its operators from any claims, damages, or expenses arising out of your use of the Site or violation of these Terms.

Changes to These Terms

Coverage Pending may update these Terms of Use at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the applicable state jurisdiction, without regard to conflict-of-law principles.

Contact

Questions regarding these Terms of Use may be directed to:

editor@coveragepending.com